Bills and Finance

Pay by direct debit
If you have several outgoings each month, it can sometimes be impossible to keep a track of what bill is due and when. If you set everything up to be paid automatically by direct debit you can relax knowing you won’t be incurring any late payment charges. Also many companies offer discounts to direct debit customers as it reduces admin costs for them.

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In the home

Energy saving light bulbs
In most UK households, lighting accounts for around 15% of the entire electricity bill!

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Entertainment

Swap the gym for a run
Statistics provided by the Fitness Industry Association in January 2010 showed that the average person spends £41.95 a month on a gym membership. How often do you go to the gym and do you really get the most for your money? If the answer is no, why not go for a run instead, it’s free and can keep your body and wallet in shape!

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